Cost of Living in Hyannis, MA
Housing, rent, utilities, gas, and everyday expenses — what to expect.
Overview
Is Hyannis Affordable?
Hyannis is moderately more expensive than the Massachusetts average, primarily due to the coastal premium on housing and rentals. However, Barnstable has one of the lowest property tax rates in the state — making it more attractive for homeowners than many comparable coastal communities.
The overall cost of living index for Hyannis is approximately 118 (US average = 100), driven largely by housing costs. Everyday expenses like groceries, utilities, and transportation are close to state averages. For buyers relocating from Boston or other major metro areas, Hyannis often represents strong value for the lifestyle it offers.
According to the MIT Living Wage Calculator, a single adult in Barnstable County needs approximately $68,000 per year (roughly $33/hour) to cover basic living expenses without financial hardship.
Cost of Living Index
US Average = 100
Monthly Snapshot
Estimated Monthly Budget — Single Adult
Based on average rental and living costs for Hyannis, MA.
Utilities
Energy Providers in Hyannis
Electricity — Eversource Energy
Most Hyannis residents receive electric service through Eversource Energy. Electricity supply can be purchased through Eversource Basic Service or through a competitive supplier selected by the homeowner.
Natural Gas — National Grid
Natural gas service in Hyannis is provided by National Grid. Many homes use natural gas for heating, hot water, cooking, and clothes drying.
Also Common on Cape Cod
Many Cape Cod homes — particularly older or more rural properties — also use heating oil, propane, or electric heat pumps as their primary heating source. If you're purchasing a home, confirm the fuel type and factor it into your annual budget.
Detailed Cost Breakdown
Housing
| Category | Hyannis | MA Average |
|---|---|---|
| Median Home Price | $620,000 | $545,000 |
| Average Apartment Rent | $2,626/mo | $1,650/mo |
| Studio Apartment | $2,214/mo | — |
| 1-Bedroom Apartment | $2,626/mo | — |
| 2-Bedroom Apartment | $2,957/mo | — |
| 3-Bedroom Apartment | $3,479/mo | — |
| Property Tax Rate | $6.94/$1,000 | $12.50/$1,000 |
Transportation
| Category | Hyannis | MA Average |
|---|---|---|
| Regular Gasoline | $4.31/gal | — |
| Diesel Fuel | $5.55/gal | — |
| Car Insurance (annual) | $1,420 | $1,380 |
| Cape Flyer (seasonal train) | $22 one-way | N/A |
| Ferry to Nantucket | $40–$85 | N/A |
Utilities
| Category | Hyannis | MA Average |
|---|---|---|
| Electricity (monthly) | $175–$300 | $130 |
| Natural Gas (monthly) | $95–$150 | $90 |
| Internet (monthly) | $75–$100 | $60–$80 |
| Water & Sewer (monthly) | $55 | $50 |
Everyday Expenses
| Category | Hyannis | MA Average |
|---|---|---|
| Groceries (monthly) | $450–$700 | $400–$650 |
| Dining out (avg meal) | $22 | $20 |
| Healthcare (monthly) | $300–$600 | $300–$550 |
| Miscellaneous (monthly) | $250–$500 | — |
Free Resources
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Data Sources
- Apartments.com Rent Trends (Hyannis, MA)
- Zillow Housing Market Data (Barnstable County, MA)
- AAA Massachusetts Gas Prices
- MIT Living Wage Calculator (Barnstable County, MA)
- Eversource Energy
- National Grid
Disclaimer: Market conditions, utility rates, fuel prices, rental rates, and living costs change frequently. Information is provided for general informational purposes and should be independently verified through the original source providers.