Cost of Living in Cotuit, MA
Housing, taxes, utilities, and everyday expenses — what to expect in Cotuit.
Overview
Is Cotuit Affordable?
Cotuit sits in the mid-range of Barnstable's real estate market — more affordable than Osterville, but commanding a premium over Marstons Mills and West Barnstable for its authentic character and bay access. At a $850,000 median, it offers compelling value for buyers who understand what makes Cotuit special.
Barnstable's low property tax rate significantly reduces the carrying cost of ownership. The overall cost of living index for Cotuit is approximately 132 (US average = 100), driven primarily by housing.
Cost of Living Index
Overall132
Housing165
Groceries110
Utilities112
Transportation106
US Average = 100
Detailed Cost Breakdown
Housing
| Category | Cotuit | MA Average |
|---|---|---|
| Median Home Price | $850,000 | $545,000 |
| Median Rent (1BR) | $2,100/mo | $1,650/mo |
| Property Tax Rate | $6.94/$1,000 | $12.50/$1,000 |
Transportation
| Category | Cotuit | MA Average |
|---|---|---|
| Regular Gasoline | $4.31/gal | — |
| Diesel Fuel | $5.55/gal | — |
| Car Insurance (annual) | $1,420 | $1,380 |
| Cape Flyer (seasonal train) | $22 one-way | N/A |
| Ferry to Nantucket | $40–$85 | N/A |
Utilities
| Category | Cotuit | MA Average |
|---|---|---|
| Electricity (monthly) | $175–$300 | $130 |
| Natural Gas (monthly) | $95–$150 | $90 |
| Internet (monthly) | $75–$100 | $60–$80 |
| Water & Sewer (monthly) | $55 | $50 |
Everyday Expenses
| Category | Cotuit | MA Average |
|---|---|---|
| Groceries (monthly) | $450–$700 | $400–$650 |
| Dining out (avg meal) | $22 | $20 |
| Healthcare (monthly) | $300–$600 | $300–$550 |
| Miscellaneous (monthly) | $250–$500 | — |
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